Terms of service

Last updated: March 2026

By subscribing to or reading No1’s Portfolio (”this publication”), you agree to the following terms. If you don’t agree, please don’t subscribe.

The short version

This is not financial advice. I am not your financial advisor. Nothing published here should be interpreted as a recommendation to buy, sell, or hold any security. Do your own due diligence. Always.

Who runs this

This publication is operated by Troy Ridge LLC, a Wyoming limited liability company. Contact: no1@troyridge.com

What you’re paying for

A paid subscription gives you access to portfolio position updates, trade reasoning, and periodic reviews as described on the About page. A founding tier subscription additionally includes direct access for financial deep-dive discussions.

Content is delivered as-is. I make no guarantees about frequency, timing, accuracy, or profitability. Some weeks I trade a lot. Some weeks I don’t trade at all. You are paying for transparency into my portfolio, not for a service with guaranteed deliverables.

Not financial advice

This needs its own section because it’s that important.

Nothing in this publication constitutes financial advice, investment advice, trading advice, or any other kind of professional advice. I am not a licensed financial advisor, broker, dealer, or registered investment professional in any jurisdiction.

All content reflects my personal opinions and my own trading decisions with my own capital. Your financial situation, risk tolerance, and goals are different from mine. Any decision you make based on information found here is entirely your own responsibility.

Past performance of any position I publish does not indicate future results. Markets are unpredictable. I will be wrong. Probably often.

Conflicts of interest

I hold positions in the securities I write about. Always assume that. When I discuss a stock, ETF, option, or commodity, there is a strong likelihood that I have an active position in it. This publication exists specifically to make those positions transparent, not to hide them.

My positions may change at any time, including shortly after publishing.

Intellectual property

All content published here is owned by Troy Ridge LLC. You may not reproduce, redistribute, or republish brief nor full articles without written permission.

Subscriptions and refunds

Subscriptions are managed through Substack and processed by Stripe. Billing, cancellation, and refund policies are governed by Substack’s terms of service. You can cancel your subscription at any time through your Substack account settings.

Limitation of liability

To the fullest extent permitted by law, Troy Ridge LLC and its members shall not be liable for any losses, damages, or costs arising from your use of this publication, including but not limited to trading losses, investment losses, or decisions made based on content published here.

You acknowledge that all trading and investment involves risk, including the potential loss of your entire investment or more. You are solely responsible for your own financial decisions.

Changes to these terms

I may update these terms from time to time. Continued use of the publication after changes are posted constitutes acceptance of the updated terms.

Governing law

These terms are governed by the laws of the State of Wyoming, United States.

Questions

Contact: no1@troyridge.com